Ancestral defect meditation

What is ancestral defect, who is effected and how to solve it? Ancestral defects are stored in our cells and can cause anger, phobia, finical issues, and illnesses. We are actually effected by the sins and mistakes of our ancestors and we are carrying their karmic debts in our DNA. Are you effected if you experience the followings in your life: - children in your family suffers from a illness since birth - children suffer from physical and mental disabilities - won’t be able to pay off debts - family always experiencing diseases - lack of success in all area of works and businesses - sudden death in the family at early age